Income Protection
Apart from Life Insurance, protecting your income could be arguably the most important insurance of all, as it is protecting your future asset base, i.e. the ability to receive an income in the future.
Downton & Ali Associates can help you arrange the most appropriate income protection plan within your affordability. Our advisers will assess your existing provision through private policies or employment benefits, to establish whether your existing arrangements are adequate or if you need to review your current level of cover.
The purpose of income protection insurance is to help maintain your current lifestyle by replacing your personal income should you be unable to work through sickness or injury. It provides the reassurance that for each month that you are unable to work, you will receive a monthly payment to maintain your financial commitments and personal lifestyle.
Buying a property is probably one of the largest financial commitments you will ever make. Therefore, it is important to ensure that in the event of unforeseen circumstances, you will be able to maintain the mortgage associated costs.
Please call to speak to an adviser if you are interested in this product
