Buying a Property
Congratulations! You have made the decision to either buy your first home, move home to another or invest in the buy to let market.
Buying a property can be one of the most stressful transactions you will ever make, but Downton & Ali Associates understand the importance of ensuring your mortgage proceeds without complications to make your house purchase a smooth transaction.
We have affiliations with local and national firms of solicitors, who can provide guidance and assist you with your move.
Our site is here to help you get to grips with searching for the right property, how to finance it with the most suitable mortgage and also understand what else is involved.
Downton & Ali Associates will review your income, expenditure and mortgage affordability. We will use this information with our widespread knowledge of the mortgage market, to find the most appropriate and competitive lender for your property buying requirements.
Having an agreement in principle before you go house hunting can be a big advantage, if a seller is faced with two offers they may be more likely to accept the one from a buyer who has an agreement in principle.
With your consent, Downton & Ali Associates will only apply for an agreement in principle once we have established the most suitable mortgage from a comprehensive range of mortgage lenders across the market. We will take the stress away from finding the right mortgage, avoiding unnecessary credit scores. Our recommendations will be based on the lender’s criteria, products available, your personal circumstances and financial objectives.
Downton & Ali Associates can advise if the lender offers any legal assistance, or if it is necessary to instruct an independent firm of solicitors. We have associations with local and national firms of solicitors that we can introduce you to.
Conveyancing is not regulated by the Financial Conduct Authority.
Your property may be repossessed if you do not keep up repayments on your mortgage
Buy to let mortgages are not regulated by the Financial Conduct Authority.
If you have any questions, or if there’s anything you’d like explained, please speak to one of our team on 020 3021 0075 or email us at email@example.com
Face to face advice.
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