General Insurance

We have access to some of the best known insurers for residential insurance:

If you own a property and have a mortgage, it is likely to be a condition of the mortgage lender that you insure the building. Insuring the building against accidental damage or fire for example is important in any case. Contents insurance that covers your contents against damage, fire, loss, or theft is also a good idea.

At Downton and Ali we have access to a range of residential buildings and contents insurance providers to ensure you are adequately covered should the worst happen.

For more information please read our Home and Contents Insurance Guide.

Whether you let one property or have a portfolio of rental properties, we can help you find suitable landlord’s insurance that covers the building and any contents remaining in your property during the tenancy.

If you are a high-net-worth client (typically buildings sum assured over £500,000 and contents over £100,000), Downton and Ali offer a bespoke service to look after all your general insurance needs. This is a single policy covering buildings and contents on one or more properties. It can also include car insurance and even boat and plane insurance.

If you meet this criterion, we will be happy to discuss your specific requirements to ensure you get the right amount of cover for your general insurance needs.

Private medical insurance will cover the costs of treatment should you need it. At Downton and Ali, we can help ensure you have the right cover in place should you, or those covered by the policy, need it. Private medical insurance usually covers a range of treatments, and we will make you aware of anything that isn’t covered, so there are no surprises.

It can be a huge weight of your mind if you need treatment, and private medical insurance can expedite the process.

COVID-19 has made us all think more about our healthcare. With the increased challenges faced by the NHS, Private Medical Insurance (PMI) is something you may wish to consider.

At Downton and Ali, we have private medical insurance with Usay Compare and Vitality. giving our clients access to quality private healthcare provision.

Get in touch to find out more.

If you have any questions, or if there’s anything you’d like explained, please speak to one of our team on 020 3021 0075 or email us at