Critical illness

Most people appreciate the need for life insurance to protect loved ones in the event of their death. However, people are now living longer and recovering after suffering from a very serious illness. This means life insurance policies continue but you do not receive any money for staying alive.

The financial implications can be detrimental after suffering a critical illness. You may have to adjust your whole lifestyle to help you during the recovery period. This could involve giving up your job, moving home and even receiving private medical treatment or assistance. All of which are not cheap.

Downton & Ali Associates specialise in critical illness plans. Should you be diagnosed with a qualifying serious illness and survive for a minimum period, you will receive a lump sum payment. This money can be used to repay debts, pay for life changing adjustments or just replace the income you may have lost through being ill.

If you have any questions, or if there’s anything you’d like explained, please speak to one of our team on 020 3021 0075 or email us at