While it’s very easy to see why you’d need life cover, we rarely consider the impact on our lives and financial situation in the event of a life changing illness. This is where critical illness cover comes in. Should you be diagnosed with a qualifying serious illness and survive the minimum period, critical illness protection will pay out a lump sum.

At Downton and Ali, we specialise in critical illness insurance which can help you cover the costs that may be associated with medical treatment, the possibility of having to give up work or even having to relocate to more suitable accommodation.